- This week in fintech
- Posts
- Best rated banking app in Norway?
Best rated banking app in Norway?
Also:
🇳🇴 Norwegian fintech scene
🔀 A new bank consolidation wave?
🪙 E-krone incoming?
⛓ Cryptocurrency mining ruining automatic testing
🖲 Tech and teams
🏡 Mortgage
⌚️ Are you investing in watches?
🧮 Party in a spreadsheet
DNB is reporting that they now have the highest-rated app in the App Store. A feat Sparebanken Vest has claimed for the last few years. This rating is, however, a bit arbitrary considering who and how many reviews apps. After digging a bit more, it is pretty interesting to compare review-numbers with how many have actually reviewed the different banking apps:
🇳🇴 Norwegian fintech scene
An overview of the Norwegian fintech scene. Link
Huge capital requirement prevents Norwegian insurance challengers from starting up. Link
If you've ever wondered if the pension is a product people aren't interested in, here is proof: After three months with own pension account (EPK), just over two percent have chosen to transfer their pension to another provider. Link
🔀 A new bank consolidation wave?
Joris Lochy makes a case that a new bank consolidation wave is inevitable. The text is a bit dry, but interesting non the less. Link
CEO in Sparebanken Vest, Jan Erik Kjerpeseth, wrote something similar about Norwegian savings banks half a year ago. Link
What is the difference between Embedded fintech and Embedded finance? Link
🪙 E-krone incoming?
Norges Bank will test technical solutions for an "e-krone." The central bank of Norway takes the surveys of the Norwegian digital currency one step further, but a possible introduction of digital central bank money will still be some time into the future. Link
Key persons in Finans Norway and Bits have written a post about the problems with crypto-currencies and the job that Norges Bank now is doing with a central bank digital currency. They request a public conversation around this since the technology is now running away from the regulations. Link
⛓ Cryptocurrency mining ruining automatic testing
CI providers like LayerCI, GitLab, TravisCI, and Shippable are all worsening or shutting down their free tiers due to the cryptocurrency mining attacks we wrote about last week. Link
What proponents and opponents of cryptocurrencies warn against happened in Turkey: Crypto exchange goes bust as founder flees the country. Link
The best NFT-explanation so far. Link
Model and actress Emily Ratajkowski is selling a link representing a composite image that features a photograph of herself in front of a print by another artist that contains a photo (of herself) taken by (presumably) yet another artist. In other words, she is selling an NFT. Link
🖲 Tech and teams
«Provide goals, not too big, to 2–4 developers». That is the culmination of twenty years of coding, team-leading, architecting, and mentoring from Charles Miller. If you ask me, that sounds rather spot-on. He also has an important ask to all of us: «Ask yourself, do you need that pre-work meeting?» Link
Speaking of meetings: Research proves that your brain needs a break. Breaks between meetings allow the brain to "reset," reducing a cumulative buildup of stress across sessions. Link
🏡 Mortgage
⌚️ Are you investing in watches?
Watches have recently risen into the ranks of investible alternative assets and keep on climbing. But is it just pure taste that makes a good investment, or is there more to it? Link
The most popular luxury watches can double in value after you buy them. Several have long waiting lists. Now people are reporting bubble tendencies. Link
🧮 Party in a spreadsheet
🙏 Don't keep it a secret!
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Marius Hauken, partner Stacc X